Long‑term finance for property growth
#LovetoLend
RomaPRO Deal
Deal Accepted
RomaPRO is the term range from Roma, back and enhanced by popular demand. The range allows borrowers to build their property portfolios.
A borrower can take a project from initial purchase, refurbishment or development straight onto a buy-to-let mortgage – so no need to worry about the exit!
We offer a variable rate in line with the Bank of England base rate and completions are quick – at the same rate as a bridge.
**Scotland – Buy-to-Let, HMOs and MUFBs only. Maximum loan size of £750,000.
Loans from £75,000 – £3 million in England, Scotland and Wales
Competitive rates
Up to 75% LTV
Terms up to 24 months
Intelligent touch underwriting; every case is considered on its merits
Quick decisions, speedy completions
Clear communication throughout the life of your finance
Our revolving credit facility is a versatile product designed for property traders, entrepreneurs and investors.
It’s a lending facility that can be secured against an existing property portfolio, allowing an investor to hunt for properties and gain fast, ongoing and convenient access to funds when it’s required for time-sensitive purchases.
*Scotland – Maximum loan size of £750,000.
Loans from £75,000 – ¬£500,000
Competitive rates
Up to 75% LTV
3-year solution for standard construction residential properties only
Available in England, Wales and Scotland
Quick decisions, speedy completions
RomaPRO is the term range from Roma, back and enhanced by popular demand. The range allows borrowers to build their property portfolios.
A borrower can take a project from initial purchase, refurbishment or development straight onto a buy-to-let mortgage – so no need to worry about the exit!
We offer a variable rate in line with the Bank of England base rate and completions are quick – at the same rate as a bridge.
**Scotland – Buy-to-Let, HMOs and MUFBs only. Maximum loan size of £750,000.
Available in England, Wales & Scotland*
Funding in 48 hours
No minimum drawdown
For residential, commercial and semi-commercial properties
Loans from £250,000 – £2.5 million
Up to 65% LTV
Competitive rates
LTV stands for loan to value and is a measure of the balance between the amount of the mortgage and the property value.
Top-slicing is where a borrower’s personal income is used to top up any shortfall in rent which is needed for the borrower to obtain the finance they require.
In most circumstances an exit strategy will be required to ensure there is security on how the finance will be repaid. Exit routes are usually the sale of the property that the loan has been secured against or refinance via another form of finance.
At Roma, all our loans are manually underwritten with a focus on the borrower instead of the property. There is a focus on the strength and capability of the borrower and their exit strategy In order to pay off the loan.
